There are many other cards that offer robust credit lines, awesome rewards, and other great features for the rest of us.
Here are our favorite alternatives to the Black Card, along with links to each card’s online application: For those wondering just how to get a Black Card, the answer is pretty obvious (and pricey!
Invitation Only | For the Ultra Rich | 10 “Easier to Get” Alternatives Like most elite experiences, the card is invite-only at the moment, with no indication that this will change anytime soon.
Loyal American Express® cardholders are likely the most commonly invited, a list that includes both long-time business and personal charge card customers.
The typical card user won’t be using their card in a way that meets Black Card requirements because most people don’t spend that much.
While it’s rumored that only Platinum Amex members would have the credit lines available to push spending to the limits of qualifying, the purported 0,000 a year in purchases and payoffs required can likely come from any qualifying card.
This is hardly surprising, of course, given that credit cards are not only convenient and arguably the most secure payment method, but they can also provide valuable perks like purchase rewards and cardholder discounts, and they help build credit (when used responsibly).
Moreover, the sheer volume of personal credit cards on the market today means that nearly anyone can find a credit card that suits their individual needs.
Indeed, whether you want a cash back card or a credit-builder, you can likely find a personal card that hits the mark.
While we know that it’s an elite card used most often by celebrities and the ultra-rich, with the card itself being made of anodized titanium, less is known about exactly how to get your hands on one.
That said, there are rumors of some rather strict requirements that must be met.
Regardless of what brought you here, you’re in the right place. Young people are struggling right now, and mostly for reasons outside their control.